Windshield Cost Calculator: With Insurance vs Without
You do not need a complex calculator for this one. Windshield replacement without insurance in Colorado costs $280 to $900 or more depending on your vehicle. With comprehensive insurance under Colorado CRS 10-4-613, the cost is $0. The math is simple, and insurance wins by hundreds of dollars every time.
The Calculation: Every Vehicle Type
Insurance Formula (Colorado CRS 10-4-613)
Zero-deductible comprehensive glass coverage eliminates your entire out-of-pocket cost.
| Vehicle Type | Without Insurance | With Insurance | You Save |
|---|---|---|---|
| Compact Sedan | $280–$380 | $0 | $280–$380 |
| Standard Sedan | $320–$420 | $0 | $320–$420 |
| SUV / Crossover | $350–$480 | $0 | $350–$480 |
| Full-Size Truck | $380–$520 | $0 | $380–$520 |
| ADAS Vehicle | $500–$900+ | $0 | $500–$900+ |
Why the Insurance Number Is Always $0
Colorado Revised Statute 10-4-613 requires that comprehensive auto insurers offer zero-deductible glass coverage. Colorado drivers who carry comprehensive coverage can elect a $0 glass deductible, meaning the full cost of windshield replacement — including ADAS calibration — is covered by insurance. Glass claims also do not increase your premium.
How to Activate Your $0 Result — 3 Steps
Coverage Check: 5 Minutes
Pink Auto Glass verifies your comprehensive coverage and zero-deductible status in about 5 minutes. Call (720) 918-7465 or click below.
We File. You Do Nothing.
Pink Auto Glass contacts your carrier, submits the claim, and gets approval. No hold music, no phone tree for you.
Installation = $0
Mobile service at your location or in-shop. 60–90 minutes. No invoice. Calculator result confirmed.
Colorado Carriers Accepted
Calculator Result: Use Insurance
The numbers always say the same thing: insurance wins. Pink Auto Glass verifies your coverage, files your claim, and handles everything. Your final cost: $0.
File Insurance Claim — $0 Result